With the significant, life-changing purchase of a new home, there are a lot of undertakings that can confuse and distract the homeowner. When doing the research and purchasing homeowner's insurance, you thought that you were doing everything necessary to secure and protect this life investment. In the event of a disaster where you now need to make a claim, it is essential to ensure you receive the financial compensation you deserve.

Hundreds of homeowners turned to the Berniard Law Firm for help receive fair compensation on their insurance claims in the wake of Hurricane Katrina and Rita. While insurance comapnies tried to limit payouts to the policyholders who had paid the sometimes excessive premiums annually, our firm saw through the legal tricks and got results. Berniard Law Firm attorneys have the necessary expertise and skill to make sure you receive the maximum coverae payout while reducing and minimizing the exclusions insurance companies will attempt to use to limit the payout on your insurance claim.

Structure and Other Structure Losses

The Berniard Law Firm will turn to and use construction experts who also have extensive experience writing detailed claims reports in order to document efficiently your losses that are insured. These experts will develop extensive reports of losses in strict accordance to your claim's policy requirements. When compiling the value and damage involved in your claim, the Berniard Law Firm’s experts utilize real, current-day construction values to assess accurately and effectively the replacement or actual cost value whenever applicable. Our experts will describe and help recommend techniques of loss mitigation so as to guarantee that insurance company cannot later attempt to lessen a claim compensation by arguing damages were made worse by your good-faith actions.

Additional Living Expense or Evacuation Claims

ALE, or additional living expense, claims are contested often by the insurance agencies who are looking to lessen the payment you deserve. As a result of your property suffering a covered damage or loss, your insurer is required to pay your living expenses over and above your normal expenses during the time in which you were forced to evacuate from the property or business under ALE insurance. Attorneys at the Berniard Law Firm will work hard to help you find and organize the required documentation to effectively demonstrate and present any additional covered living expense claims in order to get you the full compensation available for the time you were forced from the property under a covered loss. In the event substantial construction is necessary to fix your home due to extensive damage, the Berniard Law Firm is available to help organize and litigate your claim for the extended time period that you need to relocate after moving from your home.

Contents Losses

Commonly insurance companies will limit their offered payout for contents claims by giving a laundry list of excuses intended to save them money. Whether through unfair and unreasonable deprecation of the value of your items, arguing items or contents destroyed are capable of being repaired, cleaned, or simply denying the claim, attorneys from the Berniard Law Firm can provide you with the legal support necessary to protect your property, as well as your rights under your insurance claim. If the insurance company has denied parts or all of your claim by telling you that your policy does not cover certain contents, our firm's experts can help evaluate your claims to help you avoid having your claims unjustly denied.

If any of these services are needed for your company, call and speak with a Berniard Law Firm Attorney now

To speak with an attorney from the Berniard Law Firm about your Homeowner's property loss dispute call toll free 1-866-574-8005. For your convenience, you may also fill out the contact form on this site and an attorney from the Berniard Law Firm will contact you in the next four hours during normal working hours. So as to guarantee your satisfaction, your first consultations is free and any future litigation will be handled on a step-by-step basis. Our policy means no costs will be charged except if a successful trial or settlement in court is awarded to you. Call today to have an attorney from the Berniard Law Firm will begin work immediately on your case and make sure that you receive the financial agreement you deserve.

Available Specialist Consultation and Co-Counsel Services

The Berniard Law Firm, to help you get the settlement you deserve, will assume the necessary representation needed to assist in your struggle against your insurance company. With experience in the roles of lead counsel, collaborating as co-counsel, consultant or even through expert assistance, the Berniard Law Firm is fully and competently capable to work hard on your case. The firm's attorneys have, in the past, worked capably with all types of experts including corporate-hired risk managers, corporate counsel, corporations, public insurance adjusters, contractors and other specialists at all different points of the claims process. Whether during the adjustment phase of a claim, investigations into your claim's details, legal proceedings and any other stage or phase in the process of a claim, our attorneys and experts are willing to dig into your case and help resolve disputes regarding coverage the way you deserve. For more information regarding our services, call and speak with a Berniard Law Firm attorney today.

Thank you for looking into our firm for your legal needs and we hope to work with you in the future in order to get the payment your premiums guaranteed to pay for.